Chad Klotz

Loan Officer

NMLS: 919216

About Chad

Chad Klotz has joined the Charlotte, NC branch as a Senior Loan Officer for SeaTrust Mortgage! Chad has been in the industry for the last 10 years specializing in First Time Home Buyers and JUMBO Loans. Chad excels at solving problems, empathizing with his clients and teammates, and leading his team and buyers to success. Chad chose SeaTrust because of its culture and passionate teammates, along with the organization of the company.

SeaTrust Has A Solution Perfect For You

First Time Homebuyer

Low Down Payment Programs

Fewer restrictions and lower down payments make it easier to purchase a home

VA Loan

Special Benefits For Military Families

100% financing, no mortgage insurance and lower fees makes home buying affordable

Cash Out Refinance

Take Advantage of Your Home's Equity

Great for paying college tuition, paying off debts and funding home renovations


Live Off The Beaten Path

The serenity of living in a rural area comes with benefits like 100% financing and low rates

Vacation/Second Home

Programs For Larger Property Values

Jumbo loans allow you to purchase high-value properties with surprisingly low down payments

Rental Properties

Real Estate Investments

Low down payment programs to help you start or grow your real estate portfolio

Please reach out to me with any questions, I’m here to guide you to your dreams.
  • (980) 280-9292


  • Office Address

    4520 Mint Hill Village Lane, Suite 205, Charlotte, NC 28227

  • NMLS: 919216

Thank you for your interest in partnering with me. Please fill out the form below, and I'll be in contact soon to share how I can help you with our specialty programs.

2021 SeaTrust Mortgage – NMLS: 1894879 – Equal Housing Lender

Privacy Policy | Terms of Service

SeaTrust Mortgage, a wholly-owned subsidiary of Community First Bank, Member FDIC. Equal Housing Lender – NMLS: 607801