James Sole

Market Leader

NMLS: 744016

Thank you for your interest in partnering with me. Please fill out the form below, and I'll be in contact soon to share how I can help you with our specialty programs.

About James

James Sole is the leading mortgage loan expert in Ponte Vedra Beach, Jacksonville, and the surrounding counties. He has an expansive set of skills from helping first time homebuyers to financing million dollar plus custom waterfront properties. James consistently ranks as a top producer and understands what it takes for clients to realize their homeownership dreams.

As a Ponte Vedra and Jacksonville resident for over a decade, James brings a unique understanding of the local real-estate market as an added value. Helping clients realize their homeownership dreams keeps him energized and focused as if each client is his only client.

SeaTrust Has A Solution Perfect For You

First Time Homebuyer

Low Down Payment Programs

Fewer restrictions and lower down payments make it easier to purchase a home

VA Loan

Special Benefits For Military Families

100% financing, no mortgage insurance and lower fees makes home buying affordable

Cash Out Refinance

Take Advantage of Your Home's Equity

Great for paying college tuition, paying off debts and funding home renovations


Live Off The Beaten Path

The serenity of living in a rural area comes with benefits like 100% financing and low rates

Vacation/Second Home

Programs For Larger Property Values

Jumbo loans allow you to purchase high-value properties with surprisingly low down payments

Rental Properties

Real Estate Investments

Low down payment programs to help you start or grow your real estate portfolio

Please reach out to me with any questions, I’m here to guide you to your dreams.
  • (904) 271-1429

  • jsole@seatrustmortgage.com

  • Office Address

    822 Florida A1A, Suite 354, Ponte Vedra Beach, FL 32082

  • NMLS: 744016

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SeaTrust Mortgage, a wholly-owned subsidiary of Community First Bank, Member FDIC. Equal Housing Lender – NMLS: 607801