Julley Capps

Loan Officer

NMLS: 706215

About Julley

Julley has been in the mortgage industry for the last 20 years. She specializes in USDA and First Time Home Buyer Loans. Julley strives to help others reach their goals when it comes to becoming a homeowner or rebuilding a home. She truly has a love for the business and is always researching new products to help her local community! Julley chose SeaTrust based on their branding, along with the teammates of the company!

SeaTrust Has A Solution Perfect For You

First Time Homebuyer

Low Down Payment Programs

Fewer restrictions and lower down payments make it easier to purchase a home

VA Loan

Special Benefits For Military Families

100% financing, no mortgage insurance and lower fees makes home buying affordable

Cash Out Refinance

Take Advantage of Your Home's Equity

Great for paying college tuition, paying off debts and funding home renovations


Live Off The Beaten Path

The serenity of living in a rural area comes with benefits like 100% financing and low rates

Vacation/Second Home

Programs For Larger Property Values

Jumbo loans allow you to purchase high-value properties with surprisingly low down payments

Rental Properties

Real Estate Investments

Low down payment programs to help you start or grow your real estate portfolio

Please reach out to me with any questions, I’m here to guide you to your dreams.
  • (828) 702-5379

  • jcapps@seatrustmortgage.com

  • Office Address

    4520 Mint Hill Village Lane, Suite 205, Charlotte, NC 28227

  • NMLS: 706215

Thank you for your interest in partnering with me. Please fill out the form below, and I'll be in contact soon to share how I can help you with our specialty programs.

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SeaTrust Mortgage, a wholly-owned subsidiary of Community First Bank, Member FDIC. Equal Housing Lender – NMLS: 607801